Wealth Concentration Risk
Simply put, Concentration Risk is having too much of your net worth tied up in one investment. The investment could be an individual stock-we see this a lot with equity compensated folks that receive stock options. Another example could be real estate which is also common. At Marzano Capital Group, our general rule of thumb […]
Year-End Checklist
As 2023 comes to an end, it is time to ensure that you have taken care of a couple of things. I’m going to share with you a checklist that will help you stay organized, informed and up to date. 401(k)/IRA/Roth IRA Contributions – The 2023 contribution limit for 401(k) plans is $22,500 with an […]
Nurturing Generational Wealth: Passing on More Than Money
In the realm of affluent families, securing a financial legacy is a common objective. It’s not merely about transferring wealth; it’s about imparting values, an endeavor that comes with its own set of complexities. Drawing from my experience as a financial advisor, let’s explore this vital issue. One concern commonly voiced by affluent parents and […]
Improving Your Financial Health
This year is almost in the record books and we hope that our readers have had an opportunity in 2023 to take away bits and pieces of useful information. No one knows for sure what 2024 will bring us financially but there are always ways to improve your overall financial situation. Empowering readers with useful […]
Calculating Home Affordability
You have your sights on that gorgeous house with the quintessential white picket fence. It is perfect in every sense. Before you dive into full-on HGTV mode, let’s address the big question: how much house can you really afford? It’s not solely about the mortgage payments; there’s a whole financial puzzle to piece together. Below […]
The Importance of Multiple Buckets
We save money for different purposes; retirement, travel, unexpected expenses, home renovations, etc. Here at Marzano Capital Group, we are big proponents of the “multiple bucket approach”. Different buckets (or savings vehicles) should be used for different purposes. Here are the different buckets I am referring to: All of these buckets/accounts are important and serve […]
Enhanced Benefits for 529 Plan Account Beneficiaries
Family members who planned ahead for college costs may now have an additional benefit available with the 529 college savings plans. For families that have funds left over in their 529 accounts after college was paid for, there have historically only been a few ways to extract the funds. Each way has its own set of […]
Challenges with the Mindset Shift: A Common Experience for Retirees
Our office has the privilege of not only managing client assets, but coaching folks through life milestones. I personally have met with a few of clients recently that have been experiencing what we call, “challenges with the mindset shift.” Most investors we work with invest 30 plus years to accumulate and build their family’s net […]
Fostering a Family Atmosphere
One of the best things about working here at Marzano Capital Group is the camaraderie and family feel that we have and share in the office. We try, every day, to be a destination for clients and prospective clients. Working with us can provide a warm, inviting, educational and compassionate experience for those seeking investment […]