Finding Balance This Summer
For many, summertime is a most-joyous time of year. Local students trade their notebooks and pencils for fun in the sun. The annual family trip that everyone looks forward to is finally here, and sometimes even full-time working professionals can take well-deserved time away from their daily responsibilities. However, I have found that many full-time […]
Tax Tips & Truths
For the vast majority of tax filers, 2018 returns are done. If you filed an extension, you still have some time but the clock is ticking. There was a lot of anticipation leading into the end of the year about how the Trump Tax cuts of late 2017 were going to affect the amount of […]
Things to Consider Before Applying for Social Security
Social Security may seem like a relatively easy program to navigate, and in many ways, it is. The application process for retirement benefits is quick and straightforward, and there’s little you need to do after you’ve applied, aside from keeping your bank account and address information current. Having said that, there’s more to Social Security […]
Retirement Income and Social Security
One of the most important factors in making sure those getting ready to retire are confident with their financial plan is to know what their projected income in retirement looks like. What makes up my retirement income? Have I saved enough to create my own paycheck when I stop working full time? Over the years, […]
Back to Basics 101
It was not a kind year for investors in 2018. Stocks have fluctuated wildly, bonds have not delivered the returns we have been used to, and there is no shortage of headlines that will keep us guessing and worrying about the next “shoe” to drop. There is enough empirical evidence out there to make any […]
Retirement Savings Tips: From Your 20s to Your 60s
Financial planning is a lifelong endeavor, but people often seek out investment advice that doesn’t fit their current stage in life. When it comes to saving for retirement, most Americans invest and manage those savings for six decades or longer. It’s important to consider how your resources and risk tolerance change as you move though […]
What Are You Thankful For?
There is something about this time of year. College and NFL Football are in full swing (Go Panthers!). The leaves on trees have changed color from bright green to deep red and are falling off branches. The holidays are right around the corner, and family trips are typically on the upcoming agenda. This season is […]
How the Right Advice Can Boost Financial Confidence
What value does a financial advisor actually provide? This may surprise you, but the value of a quality financial advisor goes far beyond portfolio advice. It’s about guiding clients to develop sophisticated financial behaviors. With robo-advisors and consistent market volatility in the headlines, it’s important to realize the comprehensive advantages of working with a personal […]
Investing and the Younger Generation
Like many of the younger professionals throughout our community, I am classified as a Millennial. I was first introduced to investing by my parents, who happen to be a part of the Baby Boomer generation. Like many Baby Boomers, they believe in the time value of money and making their hard-earned dollars work for them. […]