THE FINANCIAL PLANNING PROCESS: WHY AND HOW

Planning personal finances used to be the worry of the wealthy and their worry—usually preservation of wealth—was attended to by teams of trust officers and lawyers. Many of today’s middle class families have different concerns: funding retirement; educating children; protecting assets; and coping with unexpected changes in health, employment, and marital situations. But, whether your […]

The Facts About Fall Home Buying

People love autumn for many reasons. For buying homes? Not so much. But this doesn’t mean autumn doesn’t have its own distinct benefits if you’re in the market for a new home. Crunch time has arrived. For homeowners whose property is still on the market after summer, nervousness is likely settling in—their house still hasn’t […]

Beat The Back-To-School Jitters

From excitement to nervousness, the new school year can bring about an onslaught of emotions for your children—especially with so much uncertainty this year. To ensure that they transition into the school year with ease, use these three ways to help them overcome their back-to-school jitters. Stay calm. Kids can sense anxiety. In this ever-changing […]

4 Tips For Gaining Financial Independence

The golden rule of financial planning: if you can plan it, you can pursue it Over the past July 4th, we celebrated our country’s history of declaring independence and guaranteeing basic human freedoms. But true freedom includes financial independence, as well. Self-sufficiency isn’t guaranteed, but every one of us has the opportunity to achieve it. […]

The Crazy Cost of the Olympic Games

Since the first modern Olympic games in 1896, the competition has been a prestigious honor for the hosting country, but also a significant economic and structural undertaking. Billions of dollars are put toward the construction of new stadiums, lodging, and other facilities, not to mention the opening and closing ceremonies, which can bring in millions […]

Travel Tips That Save

Americans seem to be traveling more than ever before and are doing so by either flying the friendly skies or sailing the seven seas. While more of us may be flying high or traveling the high seas, most of us would like to avoid the high cost of air and ocean travel. The following year-round […]

The Different Stages of Financial Freedom

If you’re living paycheck-to-paycheck or stuck in a job you don’t love just to pay the bills, it can be easy to feel as though you’re financially trapped. But financial freedom doesn’t need to be elusive—with some focused and consistent effort, you may be able to achieve financial freedom sooner than you expected. Below, we’ll […]

Sustainable Investing Becoming Mainstream In Fixed Income

On May 27, 2021, a couple of events in the energy sector occurred that demonstrated the continued mainstreaming of sustainable investing and underscored the risks and opportunities available to investors. While primarily thought of as equity-oriented, sustainable investing is becoming more mainstream in fixed income markets—and companies that fail to acknowledge changing dynamics may potentially […]

Happy Graduation! Time To Repay Your College Loans

Graduation from college is an exciting time for many and signals the start of student loan repayment.  If you are a recent graduate, you may have a co-signer on your student loan.  If you are a parent or family member that is a co-signer on a college loan, there’s no better time than now to […]